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Pre-existing medical condition waiver

If you're worried about traveling because you have a pre-existing medical condition, you should know that on many Travel Guard policies purchasing your travel insurance the same day you make your first trip deposit (or shortly after) may qualify you for the pre-existing medical condition exclusion waiver. With the waiver it's possible to be covered for some medical issues on your trip, despite your pre-existing condition. 

To qualify for this waiver, certain conditions need to be met including: 

  • Purchasing the travel insurance with your first trip deposit, or shortly thereafter as explained in the policy;
  • The amount of coverage purchased equals all prepaid, non-refundable trip payments or deposits, and the cost of any subsequent arrangements added to the same trip are insured by the date of payment or deposit for the additional arrangements;
  • You are medically able to travel when your travel insurance policy is purchased.

To ensure you’ve purchased the coverage needed for your trip, including coverage for your pre-existing medical condition, please read your policy’s description of coverage closely. Should you have any questions about the waiver, call us 24/7 at 1.800.826.4919.

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